Citizens tie-down inspection
Citizens Property Insurance states that if a policyholder refuses its mobile home tie-down inspection, the policy will be cancelled or non-renewed.
If you’ve received an inspection notice, don’t ignore it. Have the home inspected by us first, so any loose, rusted or missing straps and anchors are corrected before the insurer’s inspector arrives.
Insurance tie-down requirements in Florida
Florida insurers may require a tie-down inspection to write or renew a mobile home policy, especially on older homes. Requirements vary by company and can change, so ask your agent exactly what they need: an inspection, specific repairs, photos, or a particular form.
Mobile home wind mitigation discounts
Florida law (s. 627.0629(7), F.S.) lets insurers offer a discount of up to 10% of the annual premium for a current inspection certifying tie-downs are properly installed and in good condition.
Florida law also requires rate filings for mobile home owner insurance to include appropriate discounts for homes built to ANSI/ASCE 7-88, the wind standard HUD adopted on July 13, 1994, that also comply with all applicable state tie-down requirements. Ask your agent which discounts your policy offers and what documentation they accept.
Sources: s. 627.0629, F.S.
How we help
- A free inspection of every anchor, strap, frame tie and centerline tie
- Repairs or a full tie-down replacement to current Florida standards
- Releveling if the home has settled
- Photo documentation of the finished work to send to your agent
Getting ready for storm season at the same time? See our hurricane tie-down check.
Tie-down inspections across Florida
We’re Florida-based and serve all of Florida. A few of the areas we cover:
- Tie-down inspections in Port Charlotte, FL
- Tie-down inspections in Fort Myers, FL
- Tie-down inspections in Bradenton, FL
- Tie-down inspections in Inverness, FL
- Tie-down inspections in Melbourne, FL
- Tie-down inspections in Panama City, FL
Related services
Tie-Down Retrofits & Replacement
Mobile home tie-down replacement, new anchors and longitudinal stabilizers to bring your home up to Florida code.
Learn more →Mobile Home Releveling
Leveling and releveling: re-shimming, resetting piers and re-tensioning straps when your home settles.
Learn more →Tie-Downs for Buying & Selling
Get the anchoring ready for an engineer’s foundation certification so your FHA, VA or conventional closing stays on track.
Learn more →Hurricane Tie-Down Check
Pre-season and after-storm checks of your hurricane straps, anchors and stabilizers.
Learn more →